Changing tide

People around me are either moving out or wanting to. On one hand I'd love nothing more than to live with my lover and/or best friend and decorate the way I want, cook meals I like and be able to do anything I like in the comfort of my own home. On the other hand I want to remain naïve for a little longer, spend all my money on petty, yet fulfilling things like clothes, alcohol and drugs. I want to travel the world and explore its crevices with my lover, throw money left, right and centre without being financially burdened. Why would I choose to start paying for bills and groceries and necessities now and slowly struggle to save some money to go away (all the while studying) when I can experience life with my theoretical umbilical cord still connected then cut it when I'm ready?

A very nice prospect yes, but not quite a simple one.